A credit limit preference is your chosen setting that indicates whether you'd like to receive credit limit increase offers on your Frasers Plus account.
Turn on I want credit increase offers and whenever we have a credit limit increase available for you, we’ll let you know the new amount and the date it will take effect. If you’re happy with the change, there’s nothing you need to do. If you’d prefer not to accept the increase, we’ll tell you exactly how you can decline it.
Turn off I want credit increase offers and we won’t offer you any credit limit increases. You’re free to change your preference at any time.
How do I change my credit limit preference?
Turn on I want credit increase offers to receive credit limit increase offers in the future. You can change your preference at any time by logging into your Frasers Plus account and navigating to the Credit Limit Management section which can be found via Account and going to Settings.
See the below for how it looks when you turn on I want credit increase offers.
Does changing my credit limit preferences affect my account?
No. Any credit limit increase we offer will continue to be based on eligibility checks, including affordability and creditworthiness. Future credit limit increase offers are not guaranteed, and you’re never required to keep a higher credit limit if it’s not right for you.
Declining a credit limit increase or turning off I want credit increase offers won’t affect your existing account, your current credit limit, or how you use your Frasers Plus account.